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       PRIMARY PAGE — Calculator (homepage)
       Highest priority, weekly recalculation possible
       ============================================================ -->
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  <!-- ============================================================
       EDITORIAL PAGES — About
       High priority, supports E-E-A-T signals
       ============================================================ -->
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    <loc>https://watch-insurance.the-time-store.shop/about.html</loc>
    <lastmod>2025-01-15</lastmod>
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       LEGAL PAGES — kept in sitemap for crawl discovery
       Lower priority because they're not search targets
       Note: pages themselves have noindex meta tag — this is fine,
       sitemap inclusion just helps Google discover them faster
       ============================================================ -->
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    <lastmod>2025-01-15</lastmod>
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    <loc>https://watch-insurance.the-time-store.shop/cookie-policy.html</loc>
    <lastmod>2025-01-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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  <url>
    <loc>https://watch-insurance.the-time-store.shop/terms.html</loc>
    <lastmod>2025-01-15</lastmod>
    <changefreq>yearly</changefreq>
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    <lastmod>2025-01-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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    <loc>https://watch-insurance.the-time-store.shop/contact.html</loc>
    <lastmod>2025-01-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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